ManipalCigna Infinix Core

ManipalCigna Infinix Core is a health insurance plan offered under the ManipalCigna Infinix product range. It is designed for first-time health insurance buyers looking for extensive health coverage and an Unlimited Sum Insured option.

Key Highlights

- Unlimited Sum Insured option with no overall cap on eligible claims under Base Benefits during the policy year.
- Policy tenure options of 1, 2 or 3 years.
- Initial waiting period of 30 days.
- Three-year waiting period for pre-existing diseases and specific illnesses under the standard Core plan, subject to policy terms.
- Optional QuickAccess waiting period modification: listed pre-existing diseases may be covered after 30 days and specific illnesses after 2 years.
- Alternative Reduction of Waiting Period option: applicable pre-existing diseases and specific illnesses may be covered after 2 years.
- Hospitalisation, day-care treatments, listed modern treatments, ambulance and other benefits subject to applicable limits and conditions.
- Wellness benefits, tele-consultations and access to health services.
- Optional covers may include maternity benefits, diagnostic tests, Personal Accident Plus and deductible options.

Important: Waiting period modifications may require an additional premium. All benefits and exclusions are governed by the selected coverage and official policy wording.